Blockchain technology and cryptocurrencies offer several alternatives to traditional finance, including:

1. _Decentralized transactions_: Blockchain technology enables peer-to-peer transactions without the need for intermediaries like banks.

2. _Lower remittance costs_: Cryptocurrencies like Bitcoin and Ethereum offer lower transaction fees compared to traditional remittance services.

3. _Financial inclusion_: Blockchain technology provides access to financial services for the unbanked and underbanked populations in Africa.

4. _Security and transparency_: Blockchain technology ensures secure, transparent, and tamper-proof transactions.

5. _Micro-financing_: Blockchain technology enables micro-financing and small-scale transactions, promoting financial inclusion.

6. _Smart contracts_: Blockchain technology enables the creation and execution of smart contracts, automating financial processes and reducing the need for intermediaries.

7. _Cryptocurrency-based lending_: Cryptocurrencies offer new opportunities for lending and borrowing, reducing the need for traditional financial institutions.

8. _Stablecoins_: Stablecoins, pegged to the value of a fiat currency, offer a stable store of value and medium of exchange.

These alternatives address various day-to-day issues in Africa's financial markets, including:

1. High remittance costs

2. Limited financial inclusion

3. Lack of security and transparency

4. Inefficient financial processes

5. Limited access to credit and financing

By providing decentralized, secure, and transparent financial services, blockchain technology and cryptocurrencies offer a promising alternative to traditional finance in Africa.