DeFi (Decentralized Finance) refers to financial services and systems that are built on blockchain technology and operate decentralized, meaning that no single entity controls or intermediates the transactions. DeFi aims to provide financial freedom, accessibility, and transparency to anyone with an internet connection.

SingularityDAO (SDAO) is a DeFi protocol that utilizes artificial intelligence (AI) to manage decentralized portfolios within the SingularityNET ecosystem. Its goal is to democratize financial freedom by providing DeFi tools and services that are:

1. Decentralized: Operated by a network of users, rather than a single entity.

2. Autonomous: AI-driven decision-making and portfolio management.

3. Transparent: All transactions and data are recorded on the blockchain.

4. Accessible: Available to anyone with an internet connection.

5. Secure: Utilizes blockchain technology and smart contracts to ensure security.

SingularityDAO's DeFi tools and services include:

1. Portfolio management: AI-driven investment strategies and portfolio rebalancing.

2. Yield farming: Automated yield optimization and liquidity provision.

3. Decentralized lending: Borrowing and lending of cryptocurrencies.

4. Stablecoins: Pegged to the value of a fiat currency, reducing volatility.

5. Tokenization: Representation of assets as tokens on the blockchain.

By providing these DeFi tools and services, SingularityDAO aims to empower individuals and institutions to take control of their financial lives, and to create a more decentralized, transparent, and accessible financial system.