Stellar (XLM) is a decentralized blockchain platform designed to facilitate fast, low-cost cross-border transactions and enable the issuance and transfer of digital assets. As for the advantages of Stellar, here are 15 key benefits:

1. Fast and low-cost transactions: Stellar enables quick and affordable transactions, making it ideal for cross-border payments.

2. Scalability: The Stellar network can handle a high volume of transactions per second, ensuring efficient processing.

3. Decentralization: Stellar operates on a decentralized network, meaning no single entity has control over the platform.

4. Security: Stellar utilizes advanced cryptographic techniques to ensure the security and integrity of transactions.

5. Accessibility: Stellar is open-source, allowing anyone to access and use the platform.

6. Interoperability: Stellar supports the issuance and transfer of various digital assets, making it compatible with different cryptocurrencies and tokens.

7. Smart contract capabilities: Stellar supports the creation and execution of smart contracts, enabling the automation of certain processes.

8. Community-driven: Stellar has a vibrant and active community of developers and users who contribute to its growth and development.

9. Regulatory compliance: Stellar is designed to comply with regulatory requirements, making it suitable for businesses and financial institutions.

10. Transparent: Stellar's blockchain is transparent, allowing users to track and verify transactions.

11. Energy-efficient: Stellar's consensus mechanism (SCP) is energy-efficient compared to other blockchain platforms.

12. Mobile-friendly: Stellar's lightweight design makes it accessible on mobile devices, expanding its reach and usability.

13. Cross-border remittances: Stellar's low-cost and fast transactions make it an ideal platform for cross-border remittances, benefiting individuals and businesses.

14. Financial inclusion: Stellar aims to provide financial services to the unbanked and underbanked populations, promoting financial inclusion.

15. Partnerships: Stellar has formed partnerships with various organizations, including financial institutions and technology companies, enhancing its ecosystem and adoption.