Thieves can use skimming devices to steal your card information and PIN, or they can try to shoulder surf you to see what you are typing. By covering your PIN, you can prevent thieves from stealing your PIN and accessing your bank account.

Your PIN (personal identification number) is one of the most important security measures for protecting your money. It is the key to your bank account and debit card, and without it, thieves cannot access your money.

That's why it is so important to always cover your PIN when entering it at ATMs and POS machines. By covering your PIN, you prevent anyone from seeing what you are typing and stealing your PIN.

The risks of not covering your PIN

There are two main risks of not covering your PIN:

Skimming: Skimming is a type of fraud where thieves attach a device to an ATM or POS machine to steal your card information and PIN. If you don't cover your PIN, the thieves can easily see what you are typing and steal your PIN.
Shoulder surfing: Shoulder surfing is a type of social engineering attack where thieves try to look over your shoulder to see what you are typing. If you don't cover your PIN, the thieves can easily see what you are typing and steal your PIN.

How to protect your PIN

There are a few simple things you can do to protect your PIN:

Always cover your PIN when entering it at ATMs and POS machines. Use your hand or a wallet to cover the keypad while you are typing your PIN.
Be aware of your surroundings. Be aware of who is around you when you are entering your PIN. If you see someone suspicious, move to another ATM or POS machine.
Never give your PIN to anyone. No one, not even your bank, should ever ask for your PIN.

By following these simple tips, you can help to protect your PIN and your money.

Additional Advice from Expert

Choose a PIN that is difficult to guess. Avoid using easy-to-guess PINs such as your birthday, anniversary, or social security number.
Don't write down your PIN anywhere. If you need to remember your PIN, write it down on a piece of paper and store it in a safe place.
Change your PIN regularly. It is a good idea to change your PIN every few months.

By taking these precautions, you can help to keep your PIN safe and protect your money from fraud.