Investment is a concepts that can help you achieve your financial goals and improve your financial well-being. Investments are the process of allocating your money or capital to various assets that can generate income or appreciate in value over time. Wealth building is the process of increasing your net worth over time by earning, saving, investing, and spending money wisely.

There are many types of investments that you can choose from, depending on your risk tolerance, time horizon, and return expectations. Some of the common types of investments are:

- Stocks: Stocks are shares of ownership in a company that trade on a stock exchange. Stocks can provide income through dividends or capital gains through price appreciation. Stocks are generally considered to be risky but potentially rewarding investments¹.

- Bonds: Bonds are debt instruments issued by governments, corporations, or other entities that pay interest and principal at maturity. Bonds can provide income through interest payments and capital preservation through principal repayment. Bonds are generally considered to be safe but low-return investments².

- Real estate: Real estate is property consisting of land and buildings that can be used for residential, commercial, or industrial purposes. Real estate can provide income through rent or capital gains through appreciation. Real estate is generally considered to be a stable but illiquid investment³.

- Alternative investments: Alternative investments are any investments that are not stocks, bonds, or real estate. They include assets such as commodities, cryptocurrencies, private equity, hedge funds, etc. Alternative investments can provide diversification and high returns, but they also entail high risks, costs, and complexity⁴.